Why you need to have health insurance in 2022

My sister was involved in a grisly road accident in 2020 a year when Covid 19 was ravaging the world. Getting the best hospital was the hustle as many front-line workers had lost their lives to the disease and it was a period there was an influx of patients at hospitals.

Accidents are always so sudden and ofcos the injuries are major and require emergency care. Her insurance cover came in handy as paying from our pockets would have drained a lot of cash especially when a lot of businesses closed up due to the covid 19 pandemic.

There were numerous surgeries she had to go through, prescribed drugs, and admission. A good insurance cover saved us.

Here are the top reasons why you need to have a good health insurance cover in 2022.

To protect your family’s welfare 

When scouting for an ideal health insurance plan, ensure you choose one for the entire family. Buying separate policies is damn expensive. You can put up one for your old parents as they are more susceptible to diseases and for children who have frequent checkups.

Getting the best medical cover is a wise decision as it guarantees that they are well catered for in case of any medical emergency.

 To deal with expensive medical costs

 There are rising costs of medical expenses, especially with improved technology in providing treatment, and a rising number of diseases with few hospitals. There is an increased cost in consultation, medicine, operations, and even admission.

If you depend on paying for all the procedures with cash, then prepare to go broke. Getting an affordable, comprehensive medical cover for yourself is the best decision; you get the best service at a good hospital without worrying about the cost.

Protects your savings. 

When my sister was involved in an accident, it was entirely an unforeseen incident. The health insurance cover came through for us; it protected us from the mental anguish and stress of having to raise cash for treatment.

Dealing with health conditions from your savings will drain you to your last coin. A good medical coverage will cover all the sudden illnesses with no need to empty your savings. 


Mental Health Awareness Month

Coverage of outpatient and inpatient services 

An excellent medical cover will cover your medical costs, whether for outpatient or inpatient care. 

You can use your cover for all medical tests, MRI scans, and even X-rays, as they are very costly when you opt to pay in cash. It’s not only the inpatient care patients who can receive all the benefits your cover that can make it possible for you to get the services.


Explore the market for an affordable comprehensive health insurance cover suitable for your family today. Sickness always has a way of creeping up on us.